At Monterey Dental Implant Center, we want to help you improve your oral health while respecting your budget. Investing in your health is important, & we make sure you can without unnecessary stress. We can come up with ways to make your dental care affordable, even if it means completing care over a period of time. If you have postponed having dental care because it seems too expensive or costs too much, please don’t hesitate to come in & let us show you the Monterey Dental Implant Center difference.
Dental Insurance
We maximize your insurance benefits by completing your claim forms, which are transmitted electronically by the end of the treatment day if your carrier is up-to-date. In our Dental Implant Center, we help you understand how your dental insurance works & to make sure you are getting the most out of your benefits. Dental insurance is often misunderstood, but we can help you find out how to take advantage of your insurance & how you may save money by utilizing other strategies like health savings accounts, alternative employee benefits & tax strategies. Our goal is to help you get the most value out of any benefits package you may have. We have a full-time team member that is committed to helping you with your dental insurance needs.
Third-Party Financing
If you need help paying for dental implants & have average-to-good credit (typically credit scores higher than 600), third-party financing options are available. Many services offer competitive rates, efficient online tools & a competitive Annual Percentage Rate (APR), so you’ll be able to start your dental work right away & pay over time.
You can often apply online in under a minute & will receive an instant decision in most cases. In most cases, this pre-qualifying approach is a “soft” credit check.
To learn more about your financial options & the services, contact our office for details & help to determine if you qualify.
We want you to have access to the dental care you need without adding the stress of figuring out how to pay for it. Therefore, we partner with Proceed Finance – a leading provider for third-party financing of treatments.
Proceed Finance offers no-collateral loans with affordable rates and longer-term financing that allows you to say YES to treatment.
Qualified patients can receive repayment terms that last as long as 96 months.
Proceed Finance helps you find a way to make it work with your budget while improving your quality of life with the dental care you need.
Frequently Asked Questions
How Will Applying For A Loan Affect My Credit Score?
The exact impact of a credit inquiry will vary from person to person. Typically, the impact is a reduction of 5 points or less, though individuals with shorter credit histories or fewer accounts may experience a greater impact.
What Are The Minimum Qualifications For Me To Get A Loan?
At a minimum, a potential borrower must have $24,000 or more in gross annual income, a satisfactory credit report, a valid email address, and be able to afford the monthly payment to be offered a loan. We use a number of decisioning factors to make an instant determination, so you will know immediately if there are loan options available to you.
What Benefits Do You Offer That Are Unique To Proceed?
We offer longer repayment terms and lower interest rates than our competitors to a broader spectrum of borrowers, so that a larger percentage of patients can receive treatment.